[QUOTE=Pam&Rich;1050959]If it guarantees a refund of all funds no matter what emergency comes up, including job loss in this economy, it can be worth it. It only takes one unforseen injury or illness to cause a change in plans or priorities. And at this point is basically averages out to $10.00 a month. Gut check for ya.
BTW- is this earlier than you previously planned from your TR?[/QUOTE]
It is earlier. We priced it out and realized how much we will save staying at a moderate resort during free dining and it worked out better to go sooner. The kids know that there is a chance we will have to postpone if something goes haywire with DH’s job or if something unforeseen comes up. However, they have hunkered down again for another year of saving :happy: