NO eating out (which is hard for my 17 year-old daughter, but I just remind her what we are saving for), take my lunch for work, plan larger amounts of meals (crock pot dinners, etc. which gives us meals and lunches for a few days to week depending on what I make), yard sale, Buy more generic less brand name, buy gently used clothes at Goodwill (for me) or Plato’s closet (Teenager). Use Coupons and put the face value that you saved, plus any other perk amounts (doubling, tripling, etc.) into your savings - you were going to spend that money and now you are saving it. If it is not a necessity don’t buy it!! When you are thinking about whether or not you need that item, weigh it against the trip you want. Then make a decision based on that, how important is it or would it be better to put that money away for your trip? You’ll be amazed how fast it stacks up. Our trip at the end of this month is paid for and has been for a while. My daughter is well aware of the limits for this trip, and no can still be said at Disney.