[QUOTE=zoey9797;1100577]LOL… I said I wouldn’t get a card that cost me either!
But, I did the math and even if I figure conservatively, I will actually make a lot more off this card than I made off the last one. :)The first year is paid for by the 5% and after that, I will keep track and see if it makes sense to keep it. It is all about bein’ crafty…
( I charge everything - I mean EVERYTHING- on it and pay it off every month so it is all just free money for mickey bars!!!)
I figured it out the same way and felt the same way, but for us we would get more points, especially with the offer for the first 3 months you get 5% on everything! We are getting some remodeling in our house done, so between that, buying new furniture and rugs, it will payoff for us at least this year.