[QUOTE=bribren;976513]Someone at mousesavers did an exhaustive spreadsheet for DVC ownership. They took into account potential debt etc. tons of info here…Read up on it.
MouseSavers.com - Disney Vacation Club
I makes sense to buy if you go once a year, stay 7 nights and stay in a deluxe resort with equal to 30% or less discounts, and have CASH to buy with no credit card debt, then it may make sense to buy.
If you stay in less than a deluxe, have to finance the purchase, or often take advantage of free dining, 4 get 3, AP rates or Kids stay free then don’t buy.
Yes you can get a studio for 8 points. That is in off season. Sunday-Thursday. That same studio on a weekend in a choice time can be up to 27 points. You can only get 4 people in a studio anyhow.
The calculations actually said that renting points 2 out of 3 years gets you further ahead in the end.
I hope that mousebuzz members who have a financial interest in you buying points by resale disclose that info along with their advice.[/QUOTE]
Good points. DVC isn’t for everyone and it’s not always going to save you money. I’m sure we could book a value cheaper than our annual dues. People need to research DVC carefully before buying in, look at what you would normally spend on a regular room then look at what you would spend buying DVD and add in the annual dues.