Travel Insurance and DVC trips


#1

I want to book travel insurance for our DL trip in June and DEFINATELY our WDW trip in August. I use Travel Guard all the time BUT it was easy b/c you knew the exact cash value of your vacation.

How do you figure this when you are using DVC points?!?

Would I just use Disney’s rates per night to estimate the “cash value” of our trip. For instance, let’s randomly say a standard room at the BWV was $275./night during the season were going. Would I just say that portion of our trip is $1,925. (7 nights at $275)??? Then add our tickets, the dining plan, plane tickets, etc?

I am SO confused about this!!!


#2

Wish, we use travel gaurd all the time for our DVC stays. For this trip, we are using 55 points, and we were charged the “minimum” charge of $29. When we stayed at WLV we used 123 points for each room and it cost about $50 for each rooms insurance. I believe they only insure the “points” portion of your trip. you may have to have a separate policy for all the other items…not sure tho…

Call them at 1-866-690-6858 refer to ID#007004


#3

I am planning on going to Disney’s Vero Beach Resort July 29 to Aug. 5th, 2006. With all of the hurricane action the past couple of years, you can bet I will be insuring my DVC points! :eek:


#4

I’ve never thought about travel insurance for Disney trips. Does it cover health issues?